Attorney-Led Credit Repair Backed by Real Compliance

Now powered by proven legal and compliance specialists for maximum results.

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About us

CREDIT REPAIR BACKED BY LAW, DRIVEN BY INTEGRITY

At AJ Legal Credit Repair, we believe that your financial rights deserve professional, attorney-level protection.

Our licensed specialists ensure that your credit reports comply with federal regulations under the FCRA and FDCPA. As a faith-centered organization, we’re committed to integrity, transparency, and empowering families to build lasting financial freedom.

Whether you’ve faced wrongful collections, identity theft, or outdated records, we offer compliance-based solutions that get results—without the gimmicks.

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HOW IT WORKS

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  • Step 1 – Legal Credit Assessment

    Step 1 – Legal Credit Assessment

    Our licensed professionals review your credit reports for violations of the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA).

  • Step 2 – Formal Disputes & Documentation

    Step 2 – Formal Disputes & Documentation

    We file official compliance-backed disputes directly with the credit bureaus and debt collectors, demanding removal or correction of inaccurate items.

  • Step 3 – Verified Corrections & Ongoing Review

    Step 3 – Verified Corrections & Ongoing Review

    Once results are returned, we verify the updates and continue monthly monitoring for lasting accuracy and credit health.

KEY BENEFITS OF WORKING WITH AJ CREDIT REPAIR

  • Legal Dispute Letters Filed on Your Behalf

    Legal Dispute Letters Filed on Your Behalf

  • Monthly Progress Reports & Status Updates

    Monthly Progress Reports & Status Updates

  • Detailed Credit Analysis & Score Strategy

    Detailed Credit Analysis & Score Strategy

  • FCRA/FDCPA Protection & Guidance

    FCRA/FDCPA Protection & Guidance

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GET A FREE CREDIT REVIEW & QUOTE

Please fill out the information below. Once received, we’ll review your details and provide a personalized plan and quote — no pressure, no obligation.

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WHY WE RECOMMEND SMARTCREDIT™

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ScoreBoost™

Real-time tips to raise your score quickly

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ScoreBuilder®

Fix inaccuracies & build long-term credit health

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Credit Monitoring

Alerts for identity theft, score changes & fraud risks

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Best Offers

Smart, personalized card and loan suggestions

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REQUEST YOUR FREE CREDIT REVIEW

Submit your information below. All submissions are sent directly to a secure inbox monitored by our expert team, ensuring that your credit repair journey is in trusted hands